Unlock property value without selling the asset.

Use residential, commercial or industrial property as collateral for business expansion, education, consolidation or large funding needs.

Apply for LAP Calculate EMI

Secured lending

LAP approval depends on both borrower strength and property quality.

Loan against property files require coordinated assessment of income, repayment capacity, property title, legal chain, marketability and technical valuation. LoansExpress helps identify lenders whose policy matches the borrower and property profile.

LAP for business, personal and consolidation needs.
Residential, commercial and select industrial property evaluation.
Balance transfer and top-up review for existing LAP customers.
Guidance on title, valuation and end-use documentation.

Use cases

Large-ticket finance with structured repayment.

Business expansion

Use owned property to fund inventory, machinery, new branches or operational growth.

Education or family goals

Arrange larger funding needs with longer tenure compared with many unsecured products.

Debt consolidation

Evaluate whether secured finance can replace fragmented high-cost obligations.

Want to estimate your LAP eligibility?

Share property location, approximate value and income details for a policy-fit review.

Request LAP Callback